Cost of Living in Missoula, MT (2026) – Salary Needed & Budget Calculator
Thinking about moving to Missoula? Use this 2026 Missoula cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
You have very little buffer for savings or emergencies. A frugal lifestyle may be required.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,450.00 |
| Utilities | $262.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $216.20 |
| Total Estimated Costs | $3,128.20 |
Tax & Benefits Breakdown
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Realistic Cost of Living Guide for Missoula, MT
Missoula features diverse living areas, mixing peaceful suburban stretches with dynamic access to local commerce.
🏠 Housing Market and Rentals
Median rents for 1-bedroom spaces hover around $1450. Finding a location that matches your budget is relatively straightforward given the variety of new and established neighborhoods.
💰 Taxes and Economic Stability
Tax burdens, particularly the 6,75% state income tax, play a crucial role in overall affordability. A resilient local economy provides the underlying strength to support competitive local salaries.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Missoula with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.