Cost of Living in Billings, MT (2026) – Salary Needed & Budget Calculator
Thinking about moving to Billings? Use this 2026 Billings cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Billings. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,200.00 |
| Utilities | $261.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $191.10 |
| Total Estimated Costs | $2,852.10 |
Tax & Benefits Breakdown
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2026 Cost of Living in Billings, MT
Billings offers a balanced mix of urban convenience and suburban comfort, retaining its core Montana character.
🏠 Housing Market Dynamics
Rent for a 1-bedroom apartment averages $1200. While prices fluctuate by neighborhood, the overall market provides reasonable avenues for homeownership and reliable rental stock.
💰 Tax Landscape & Economy
As part of Montana, the tax policies play a key role in the overall cost of living. A state income tax rate of 6,75% and local property taxes significantly determine your take-home pay footprint.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Billings with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.