Cost of Living in Great Falls, MT (2026) – Salary Needed & Budget Calculator
Thinking about moving to Great Falls? Use this 2026 Great Falls cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Great Falls. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,100.00 |
| Utilities | $260.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $181.00 |
| Total Estimated Costs | $2,741.00 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 279 days of sunshine per year. Summer highs avg 84°F, while winter lows dip to -11°F.
Safety & Crime Rate
Great Falls ranks as a low safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Montana remain a key priority for 2026.
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Great Falls, MT Cost of Living Guide (2026)
As you consider relocating to Great Falls, Montana, budgeting for 2026 should focus on housing trends and tax implications.
🏠 2026 Housing & Rent
Housing remains a primary concern for residents. In 2026, the median 1-bedroom rent in Great Falls is approximately $1,100. This rate reflects the local demand for modern apartment living and proximity to urban centers.
💰 Taxes and Financial Planning
Benefiting from the economic climate of Montana, Great Falls residents navigate a 6.75% state income tax rate. This allows for a balance between public service funding and individual financial growth.
🌟 Local Vibe & Lifestyle
Living in Great Falls provides access to a variety of recreational activities and a growing culinary scene. It is a city that prides itself on safety and local heritage.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Great Falls with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.