Cost of Living in Lima, OH (2026) – Salary Needed & Budget Calculator
Thinking about moving to Lima? Use this 2026 Lima cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Lima. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $850.00 |
| Utilities | $259.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $155.90 |
| Total Estimated Costs | $2,464.90 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 234 days of sunshine per year. Summer highs avg 90°F, while winter lows dip to 10°F.
Safety & Crime Rate
Lima ranks as a high safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Ohio remain a key priority for 2026.
Planning your move? Compare moving costs.
Lima, OH Cost of Living Guide (2026)
Lima, OH is a key location in the heart of Ohio, featuring a 2026 cost of living that balances accessibility with quality services.
🏠 2026 Housing & Rent
Residential space in Lima offers diverse options. Median 1-bedroom rents are currently holding at $850 for the 2026 cycle, with 2-bedroom family units scaling accordingly.
💰 Taxes and Financial Planning
Benefiting from the economic climate of Ohio, Lima residents navigate a 3.99% state income tax rate. This allows for a balance between public service funding and individual financial growth.
🌟 Local Vibe & Lifestyle
The social life in Lima is vibrant, with seasonal festivals and a strong commitment to local small businesses, making it a great place for families and young professionals.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Lima with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
Frequently Asked Questions
Adjust Your Details
Compare Lima
See how Lima stacks up against other cities.
Nearby Cities to Explore
Moving to Lima?
Get a free moving quote from our trusted partners and save up to 20%.
Get Free QuoteCalculator Disclaimer
The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.