Cost of Living in Beavercreek, OH (2026) – Salary Needed & Budget Calculator

Thinking about moving to Beavercreek? Use this 2026 Beavercreek cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,733.33
Estimated Expenses
$2,911.50
Monthly Remaining
$821.83
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Beavercreek. You can save and enjoy leisure activities.

With this income, you can potentially save around $9,862 per year.
Category Monthly Cost
Rent (Single) $1,250.00
Utilities $265.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $196.50
Total Estimated Costs $2,911.50
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $199.50/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 218 days of sunshine per year. Summer highs avg 88°F, while winter lows dip to 12°F.

Safety & Crime Rate
Moderate 62/100

Beavercreek ranks as a moderate safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Ohio remain a key priority for 2026.

Good Air Quality

Beavercreek, OH Cost of Living Guide (2026)

Moving to Beavercreek offers a unique Ohio lifestyle, but navigating the 2026 expenses requires careful financial planning.

🏠 2026 Housing & Rent

Residential space in Beavercreek offers diverse options. Median 1-bedroom rents are currently holding at $1,250 for the 2026 cycle, with 2-bedroom family units scaling accordingly.

💰 Taxes and Financial Planning

When evaluating your move to Beavercreek, consider that Ohio levies a 3.99% income tax. This factor, combined with local sales taxes, defines the overall tax burden for professionals in the region.

🌟 Local Vibe & Lifestyle

The social life in Beavercreek is vibrant, with seasonal festivals and a strong commitment to local small businesses, making it a great place for families and young professionals.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Beavercreek with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$62,584.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Beavercreek's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Beavercreek rents for approximately $1,250.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $62,584 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Beavercreek has a safety score of 62/100, which is considered moderate according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.