Cost of Living in Findlay, OH (2026) – Salary Needed & Budget Calculator

Thinking about moving to Findlay? Use this 2026 Findlay cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,733.33
Estimated Expenses
$2,574.90
Monthly Remaining
$1,158.43
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Findlay. You can save and enjoy leisure activities.

With this income, you can potentially save around $13,901 per year.
Category Monthly Cost
Rent (Single) $950.00
Utilities $259.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $165.90
Total Estimated Costs $2,574.90
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $199.50/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 231 days of sunshine per year. Summer highs avg 89°F, while winter lows dip to 8°F.

Safety & Crime Rate
Moderate 49/100

Findlay ranks as a moderate safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Ohio remain a key priority for 2026.

Good Air Quality

Findlay, OH Cost of Living Guide (2026)

As you consider relocating to Findlay, Ohio, budgeting for 2026 should focus on housing trends and tax implications.

🏠 2026 Housing & Rent

For those seeking a home in Findlay, the 2026 budget should account for a monthly 1-bedroom rent of roughly $950. This cost includes access to Findlay's well-maintained infrastructure and community amenities.

💰 Taxes and Financial Planning

Financial planning in Findlay is significantly impacted by Ohio's tax structure. With a state income tax rate of 3.99%, your take-home pay should be calculated carefully to ensure all 2026 expenses are covered.

🌟 Local Vibe & Lifestyle

With its strategic location in Ohio, Findlay offers residents a mix of suburban comfort and modern convenience, ideal for those seeking a stable 2026 lifestyle.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Findlay with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$57,198.40

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Findlay's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Findlay rents for approximately $950.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $57,198 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Findlay has a safety score of 49/100, which is considered moderate according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.