Cost of Living in Suffolk, VA (2026) – Salary Needed & Budget Calculator

Thinking about moving to Suffolk? Use this 2026 Suffolk cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,645.33
Estimated Expenses
$3,142.50
Monthly Remaining
$502.83
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Suffolk. You can save and enjoy leisure activities.

With this income, you can potentially save around $6,034 per year.
Category Monthly Cost
Rent (Single) $1,450.00
Utilities $275.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $217.50
Total Estimated Costs $3,142.50
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $287.50/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 196 days of sunshine per year. Summer highs avg 88°F, while winter lows dip to 24°F.

Safety & Crime Rate
Very High 91/100

Suffolk ranks as a very high safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Virginia remain a key priority for 2026.

Good Air Quality

Suffolk, VA Cost of Living Guide (2026)

Suffolk, VA is a key location in the heart of Virginia, featuring a 2026 cost of living that balances accessibility with quality services.

🏠 2026 Housing & Rent

For those seeking a home in Suffolk, the 2026 budget should account for a monthly 1-bedroom rent of roughly $1,450. This cost includes access to Suffolk's well-maintained infrastructure and community amenities.

💰 Taxes and Financial Planning

The tax landscape for Suffolk residents includes a 5.75% state income tax. Understanding this rate is crucial for determining your net income and overall quality of life in Virginia.

🌟 Local Vibe & Lifestyle

Suffolk is known for its welcoming community and access to local parks. The city's 2026 outlook is focused on sustainable growth and maintaining its unique Virginia charm.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Suffolk with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$66,280.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Suffolk's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Suffolk rents for approximately $1,450.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $66,280 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Suffolk has a safety score of 91/100, which is considered very high according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.