Cost of Living in Portsmouth, VA (2026) – Salary Needed & Budget Calculator
Thinking about moving to Portsmouth? Use this 2026 Portsmouth cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Portsmouth. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,300.00 |
| Utilities | $270.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $202.00 |
| Total Estimated Costs | $2,972.00 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 195 days of sunshine per year. Summer highs avg 89°F, while winter lows dip to 25°F.
Safety & Crime Rate
Portsmouth ranks as a moderate safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Virginia remain a key priority for 2026.
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Portsmouth, VA Cost of Living Guide (2026)
Planning a move to Portsmouth, VA in 2026 requires a clear understanding of the local cost of living and economic landscape.
🏠 2026 Housing & Rent
Residential space in Portsmouth offers diverse options. Median 1-bedroom rents are currently holding at $1,300 for the 2026 cycle, with 2-bedroom family units scaling accordingly.
💰 Taxes and Financial Planning
Financial planning in Portsmouth is significantly impacted by Virginia's tax structure. With a state income tax rate of 5.75%, your take-home pay should be calculated carefully to ensure all 2026 expenses are covered.
🌟 Local Vibe & Lifestyle
Portsmouth is known for its welcoming community and access to local parks. The city's 2026 outlook is focused on sustainable growth and maintaining its unique Virginia charm.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Portsmouth with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.