Explore Gulfport, MS
Cost of Living in Gulfport, MS (2026) – Salary Needed & Budget Calculator
Thinking about moving to Gulfport? Use this 2026 Gulfport cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Gulfport. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,050.00 |
| Utilities | $260.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $176.00 |
| Total Estimated Costs | $2,686.00 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 181 days of sunshine per year. Summer highs avg 92°F, while winter lows dip to 37°F.
Safety & Crime Rate
Gulfport ranks as a moderate safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Mississippi remain a key priority for 2026.
Planning your move to or from Gulfport?
Gulfport, MS: The Coastal Value Base (2026 Relocation Guide)
Gulfport enters 2026 as the commercial and industrial anchor of the Mississippi Gulf Coast. Anchored by the state’s primary export port and the military powerhouse of the Naval Construction Battalion Center (Seabees), it offers a pragmatic, high-utility Southern lifestyle. It is the choice for military families and retirees seeking white-sand access without the Florida premiums.
📊 Real Monthly Cost: The Relocation Analyst's Estimate
Coastal living carries a champion's budget. A single professional needs $2,850 per month, while a family of four spends $5,700. Mississippi’s 4.0% tax and Gulfport's extreme low barrier for housing create massive monthly liquidity. Daily living expenses sit 12% below the national average, making it one of the most sustainable beach-market targets in the US. You are paying for the water.
🏠 Housing Reality: Traditional Ranches and Waterfront Infill
The 2026 housing market is historically accessible and stable. Median home prices sit near $215,000, buy legacy 1960s ranch estates on large lots or modern luxury inventory in the northern hills. Rental inventory is robustly geared toward the professional workforce, with clean 2-bedroom units averaging $1,350. In Gulfport, homeownership is a low-barrier reality for most technical and maritime workers.
⚠️ Hidden Trade-Offs: The Environmental Friction
The primary trade-off is risk; high hurricane hazard and flood potential are permanent features of daily life. Additionally, the local economy lacks high-wage corporate diversity, requiring a remote role for elite salary levels. The climate features intense humidity and heat from June through August. If you require a high-intensity urban pulse or 'artsy' souls, Gulfport will feel too quiet and functional.
🏆 Final Relocation Verdict
Move here if: You are a military professional, a maritime specialist, or a retiree seeking the absolute best sand-to-cost ratio in the South.
Avoid this city if: You are sensitive to hurricane risk, hate intense humidity, or crave a high-grit urban soul.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Gulfport with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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Calculator Disclaimer
The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.