Cost of Living in Biloxi, MS (2026) – Salary Needed & Budget Calculator
Thinking about moving to Biloxi? Use this 2026 Biloxi cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Biloxi. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,000.00 |
| Utilities | $260.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $171.00 |
| Total Estimated Costs | $2,631.00 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 214 days of sunshine per year. Summer highs avg 94°F, while winter lows dip to 36°F.
Safety & Crime Rate
Biloxi ranks as a high safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Mississippi remain a key priority for 2026.
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Biloxi, MS Cost of Living Guide (2026)
As you consider relocating to Biloxi, Mississippi, budgeting for 2026 should focus on housing trends and tax implications.
🏠 2026 Housing & Rent
The rental market in Biloxi is competitive yet accessible. Expect to pay around $1,000 per month for a standard 1-bedroom unit. Mississippi's housing market continues to see steady growth, making timing your move essential.
💰 Taxes and Financial Planning
The tax landscape for Biloxi residents includes a 4.0% state income tax. Understanding this rate is crucial for determining your net income and overall quality of life in Mississippi.
🌟 Local Vibe & Lifestyle
Biloxi offers a balanced lifestyle with plenty of outdoor space and a business-friendly environment that continues to attract new residents in 2026.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Biloxi with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.