Cost of Living in Grand Forks, ND (2026) – Salary Needed & Budget Calculator
Thinking about moving to Grand Forks? Use this 2026 Grand Forks cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Grand Forks. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,000.00 |
| Utilities | $255.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $170.50 |
| Total Estimated Costs | $2,625.50 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 194 days of sunshine per year. Summer highs avg 81°F, while winter lows dip to -7°F.
Safety & Crime Rate
Grand Forks ranks as a high safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in North Dakota remain a key priority for 2026.
Planning your move? Compare moving costs.
Grand Forks, ND Cost of Living Guide (2026)
Planning a move to Grand Forks, ND in 2026 requires a clear understanding of the local cost of living and economic landscape.
🏠 2026 Housing & Rent
Housing remains a primary concern for residents. In 2026, the median 1-bedroom rent in Grand Forks is approximately $1,000. This rate reflects the local demand for modern apartment living and proximity to urban centers.
💰 Taxes and Financial Planning
Benefiting from the economic climate of North Dakota, Grand Forks residents navigate a 2.0% state income tax rate. This allows for a balance between public service funding and individual financial growth.
🌟 Local Vibe & Lifestyle
Living in Grand Forks provides access to a variety of recreational activities and a growing culinary scene. It is a city that prides itself on safety and local heritage.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Grand Forks with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
Frequently Asked Questions
Adjust Your Details
Compare Grand Forks
See how Grand Forks stacks up against other cities.
Nearby Cities to Explore
Moving to Grand Forks?
Get a free moving quote from our trusted partners and save up to 20%.
Get Free QuoteCalculator Disclaimer
The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.