Cost of Living in Bismarck, ND (2026) – Salary Needed & Budget Calculator
Thinking about moving to Bismarck? Use this 2026 Bismarck cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Bismarck. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,050.00 |
| Utilities | $260.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $176.00 |
| Total Estimated Costs | $2,686.00 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 235 days of sunshine per year. Summer highs avg 85°F, while winter lows dip to -9°F.
Safety & Crime Rate
Bismarck ranks as a high safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in North Dakota remain a key priority for 2026.
Planning your move? Compare moving costs.
Bismarck, ND Cost of Living Guide (2026)
Bismarck, ND is a key location in the heart of North Dakota, featuring a 2026 cost of living that balances accessibility with quality services.
🏠 2026 Housing & Rent
The rental market in Bismarck is competitive yet accessible. Expect to pay around $1,050 per month for a standard 1-bedroom unit. North Dakota's housing market continues to see steady growth, making timing your move essential.
💰 Taxes and Financial Planning
When evaluating your move to Bismarck, consider that North Dakota levies a 2.0% income tax. This factor, combined with local sales taxes, defines the overall tax burden for professionals in the region.
🌟 Local Vibe & Lifestyle
Bismarck is known for its welcoming community and access to local parks. The city's 2026 outlook is focused on sustainable growth and maintaining its unique North Dakota charm.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Bismarck with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
Frequently Asked Questions
Adjust Your Details
Compare Bismarck
See how Bismarck stacks up against other cities.
Nearby Cities to Explore
Moving to Bismarck?
Get a free moving quote from our trusted partners and save up to 20%.
Get Free QuoteCalculator Disclaimer
The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.