Cost of Living in Rock Island, IL (2026) – Salary Needed & Budget Calculator
Thinking about moving to Rock Island? Use this 2026 Rock Island cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Rock Island. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $900.00 |
| Utilities | $259.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $160.90 |
| Total Estimated Costs | $2,519.90 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 176 days of sunshine per year. Summer highs avg 89°F, while winter lows dip to 9°F.
Safety & Crime Rate
Rock Island ranks as a moderate safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Illinois remain a key priority for 2026.
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Realistic Cost of Living Guide for Rock Island, IL
Rock Island provides a balanced environment where affordability meets robust career prospects, attracting multiple backgrounds.
🏠 Housing Market and Rentals
When budgeting for a move, expect a 1-bedroom unit to cost roughly $900 monthly. Prices scale upward for homes closer to central amenities and new developments.
💰 Taxes and Economic Stability
Understanding the financial landscape means recognizing the 4,95% state tax rate. Prospective residents should balance this metric against the typically favorable employment wages in the region.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Rock Island with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
Frequently Asked Questions
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.