Cost of Living in Oxford, MS (2026) – Salary Needed & Budget Calculator
Thinking about moving to Oxford? Use this 2026 Oxford cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Oxford. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,300.00 |
| Utilities | $265.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $201.50 |
| Total Estimated Costs | $2,966.50 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 202 days of sunshine per year. Summer highs avg 89°F, while winter lows dip to 32°F.
Safety & Crime Rate
Oxford ranks as a very high safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Mississippi remain a key priority for 2026.
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Oxford, MS Cost of Living Guide (2026)
Planning a move to Oxford, MS in 2026 requires a clear understanding of the local cost of living and economic landscape.
🏠 2026 Housing & Rent
Housing remains a primary concern for residents. In 2026, the median 1-bedroom rent in Oxford is approximately $1,300. This rate reflects the local demand for modern apartment living and proximity to urban centers.
💰 Taxes and Financial Planning
The tax landscape for Oxford residents includes a 4.0% state income tax. Understanding this rate is crucial for determining your net income and overall quality of life in Mississippi.
🌟 Local Vibe & Lifestyle
The social life in Oxford is vibrant, with seasonal festivals and a strong commitment to local small businesses, making it a great place for families and young professionals.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Oxford with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
Frequently Asked Questions
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.