Cost of Living in Oshkosh, WI (2026) – Salary Needed & Budget Calculator
Thinking about moving to Oshkosh? Use this 2026 Oshkosh cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Oshkosh. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,050.00 |
| Utilities | $260.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $176.00 |
| Total Estimated Costs | $2,686.00 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 186 days of sunshine per year. Summer highs avg 85°F, while winter lows dip to 2°F.
Safety & Crime Rate
Oshkosh ranks as a very high safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Wisconsin remain a key priority for 2026.
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Oshkosh, WI Cost of Living Guide (2026)
Planning a move to Oshkosh, WI in 2026 requires a clear understanding of the local cost of living and economic landscape.
🏠 2026 Housing & Rent
The rental market in Oshkosh is competitive yet accessible. Expect to pay around $1,050 per month for a standard 1-bedroom unit. Wisconsin's housing market continues to see steady growth, making timing your move essential.
💰 Taxes and Financial Planning
Financial planning in Oshkosh is significantly impacted by Wisconsin's tax structure. With a state income tax rate of 5.3%, your take-home pay should be calculated carefully to ensure all 2026 expenses are covered.
🌟 Local Vibe & Lifestyle
Oshkosh is known for its welcoming community and access to local parks. The city's 2026 outlook is focused on sustainable growth and maintaining its unique Wisconsin charm.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Oshkosh with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.