Cost of Living in Omaha, NE (2026) – Salary Needed & Budget Calculator

Thinking about moving to Omaha? Use this 2026 Omaha cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,642.83
Estimated Expenses
$2,735.50
Monthly Remaining
$907.33
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Omaha. You can save and enjoy leisure activities.

With this income, you can potentially save around $10,888 per year.
Category Monthly Cost
Rent (Single) $1,100.00
Utilities $255.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $180.50
Total Estimated Costs $2,735.50
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $290.00/mo
Benefits: $250.00/mo

2026 Omaha, NE Cost of Living: Big City Amenities, Small Town Feel

Omaha is the home of Berkshire Hathaway and offers a robust economy, world-class zoo, and a rich musical and culinary history. It's a city that punches far above its weight class.

🏠 Housing

A 1-bedroom apartment in 2026 averages $1,100. Whether you prefer the historic Old Market or the suburban comfort of West Omaha, your dollar goes much further here than in almost any other major US city.

🥩 Culture

Famous for its steakhouses and the College World Series, Omaha is a community-focused city with a strong independent spirit and a very low unemployment rate.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Omaha with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$59,768.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Omaha's cost of living is relative. Compared to NYC or SF, it might be affordable, but compared to national averages, it ranks within average bounds.

For most residents, housing is the primary driver of the cost of living, with median rents for a 1-bedroom apartment currently around $1,100.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.