Cost of Living in Oak Park, IL (2026) – Salary Needed & Budget Calculator

Thinking about moving to Oak Park? Use this 2026 Oak Park cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,685.33
Estimated Expenses
$3,423.00
Monthly Remaining
$262.33
Tight Budget
🟢 Budget Assessment

You have very little buffer for savings or emergencies. A frugal lifestyle may be required.

With this income, you can potentially save around $3,148 per year.
Category Monthly Cost
Rent (Single) $1,700.00
Utilities $280.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $243.00
Total Estimated Costs $3,423.00
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $247.50/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 222 days of sunshine per year. Summer highs avg 85°F, while winter lows dip to 6°F.

Safety & Crime Rate
Very High 89/100

Oak Park ranks as a very high safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Illinois remain a key priority for 2026.

Good Air Quality

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Oak Park, IL Cost of Living Guide (2026)

Planning a move to Oak Park, IL in 2026 requires a clear understanding of the local cost of living and economic landscape.

🏠 2026 Housing & Rent

Residential space in Oak Park offers diverse options. Median 1-bedroom rents are currently holding at $1,700 for the 2026 cycle, with 2-bedroom family units scaling accordingly.

💰 Taxes and Financial Planning

Benefiting from the economic climate of Illinois, Oak Park residents navigate a 4.95% state income tax rate. This allows for a balance between public service funding and individual financial growth.

🌟 Local Vibe & Lifestyle

The social life in Oak Park is vibrant, with seasonal festivals and a strong commitment to local small businesses, making it a great place for families and young professionals.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Oak Park with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$70,768.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Oak Park's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Oak Park rents for approximately $1,700.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $70,768 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Oak Park has a safety score of 89/100, which is considered very high according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.