Cost of Living in New Bedford, MA (2026) – Salary Needed & Budget Calculator
Thinking about moving to New Bedford? Use this 2026 New Bedford cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in New Bedford. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,400.00 |
| Utilities | $280.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $213.00 |
| Total Estimated Costs | $3,093.00 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 191 days of sunshine per year. Summer highs avg 88°F, while winter lows dip to 6°F.
Safety & Crime Rate
New Bedford ranks as a high safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Massachusetts remain a key priority for 2026.
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New Bedford, MA Cost of Living Guide (2026)
New Bedford, MA is a key location in the heart of Massachusetts, featuring a 2026 cost of living that balances accessibility with quality services.
🏠 2026 Housing & Rent
Housing remains a primary concern for residents. In 2026, the median 1-bedroom rent in New Bedford is approximately $1,400. This rate reflects the local demand for modern apartment living and proximity to urban centers.
💰 Taxes and Financial Planning
The tax landscape for New Bedford residents includes a 5.0% state income tax. Understanding this rate is crucial for determining your net income and overall quality of life in Massachusetts.
🌟 Local Vibe & Lifestyle
With its strategic location in Massachusetts, New Bedford offers residents a mix of suburban comfort and modern convenience, ideal for those seeking a stable 2026 lifestyle.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in New Bedford with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.