Cost of Living in Milwaukee, WI (2026) – Salary Needed & Budget Calculator

Thinking about moving to Milwaukee? Use this 2026 Milwaukee cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,667.83
Estimated Expenses
$2,911.50
Monthly Remaining
$756.33
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Milwaukee. You can save and enjoy leisure activities.

With this income, you can potentially save around $9,076 per year.
Category Monthly Cost
Rent (Single) $1,250.00
Utilities $265.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $196.50
Total Estimated Costs $2,911.50
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $265.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 199 days of sunshine per year. Summer highs avg 85°F, while winter lows dip to 7°F.

Safety & Crime Rate
Moderate 63/100

Milwaukee ranks as a moderate safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Wisconsin remain a key priority for 2026.

Good Air Quality

Milwaukee, WI: Brew City Living (2026)

Milwaukee offers stunning Lake Michigan views, a rich industrial heritage, and a legendary craft beer culture at an affordable price.

🌊 Fresh Water Living

The Bradford Beach and the Milwaukee Riverwalk provide residents with incredible access to nature and outdoor social hubs.

🍺 Brewing Heritage

Historic Miller Valley and dozens of modern microbreweries pay homage to the city's status as the historic beer capital of the world.

🏀 Sports and Spirits

The Deer District around Fiserv Forum has revitalized downtown, creating a high-energy center for sports and community events.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Milwaukee with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$62,584.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Milwaukee's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Milwaukee rents for approximately $1,250.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $62,584 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Milwaukee has a safety score of 63/100, which is considered moderate according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.