Cost of Living in Jamestown, NY (2026) – Salary Needed & Budget Calculator

Thinking about moving to Jamestown? Use this 2026 Jamestown cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,632.83
Estimated Expenses
$2,471.50
Monthly Remaining
$1,161.33
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Jamestown. You can save and enjoy leisure activities.

With this income, you can potentially save around $13,936 per year.
Category Monthly Cost
Rent (Single) $850.00
Utilities $265.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $156.50
Total Estimated Costs $2,471.50
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $300.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 179 days of sunshine per year. Summer highs avg 87°F, while winter lows dip to 8°F.

Safety & Crime Rate
High 71/100

Jamestown ranks as a high safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in New York remain a key priority for 2026.

Good Air Quality

Jamestown, NY Cost of Living Guide (2026)

Moving to Jamestown offers a unique New York lifestyle, but navigating the 2026 expenses requires careful financial planning.

🏠 2026 Housing & Rent

Residential space in Jamestown offers diverse options. Median 1-bedroom rents are currently holding at $850 for the 2026 cycle, with 2-bedroom family units scaling accordingly.

💰 Taxes and Financial Planning

The tax landscape for Jamestown residents includes a 6.0% state income tax. Understanding this rate is crucial for determining your net income and overall quality of life in New York.

🌟 Local Vibe & Lifestyle

Jamestown is known for its welcoming community and access to local parks. The city's 2026 outlook is focused on sustainable growth and maintaining its unique New York charm.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Jamestown with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$55,544.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Jamestown's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Jamestown rents for approximately $850.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $55,544 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Jamestown has a safety score of 71/100, which is considered high according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.