Cost of Living in Framingham, MA (2026) – Salary Needed & Budget Calculator

Thinking about moving to Framingham? Use this 2026 Framingham cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,682.83
Estimated Expenses
$3,769.50
Monthly Remaining
($86.67)
Deficit Warning
🔴 Budget Assessment

Your current salary may not cover average living costs in Framingham. Consider a cheaper neighborhood or reducing discretionary spending.

Category Monthly Cost
Rent (Single) $2,000.00
Utilities $295.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $274.50
Total Estimated Costs $3,769.50
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $250.00/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 184 days of sunshine per year. Summer highs avg 84°F, while winter lows dip to 10°F.

Safety & Crime Rate
Moderate 51/100

Framingham ranks as a moderate safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Massachusetts remain a key priority for 2026.

Good Air Quality

Framingham, MA Cost of Living Guide (2026)

Moving to Framingham offers a unique Massachusetts lifestyle, but navigating the 2026 expenses requires careful financial planning.

🏠 2026 Housing & Rent

The rental market in Framingham is competitive yet accessible. Expect to pay around $2,000 per month for a standard 1-bedroom unit. Massachusetts's housing market continues to see steady growth, making timing your move essential.

💰 Taxes and Financial Planning

The tax landscape for Framingham residents includes a 5.0% state income tax. Understanding this rate is crucial for determining your net income and overall quality of life in Massachusetts.

🌟 Local Vibe & Lifestyle

Living in Framingham provides access to a variety of recreational activities and a growing culinary scene. It is a city that prides itself on safety and local heritage.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Framingham with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$76,312.00

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Framingham's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Framingham rents for approximately $2,000.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $76,312 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Framingham has a safety score of 51/100, which is considered moderate according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.