Explore Duncan, OK
Cost of Living in Duncan, OK (2026) – Salary Needed & Budget Calculator
Thinking about moving to Duncan? Use this 2026 Duncan cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
Your salary provides a comfortable buffer for life in Duncan. You can save and enjoy leisure activities.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $850.00 |
| Utilities | $255.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $155.50 |
| Total Estimated Costs | $2,460.50 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 180 days of sunshine per year. Summer highs avg 91°F, while winter lows dip to 26°F.
Safety & Crime Rate
Duncan ranks as a moderate safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in Oklahoma remain a key priority for 2026.
Planning your move to or from Duncan?
Duncan, OK: The Energy Corridor Anchor (2026 Relocation Guide)
Duncan enters 2026 as a bastion of 'Essential America.' Anchored by its deep energy history and the Halliburton tech presence, it is a city of work-ethic value and Southern hospitality. It is the pragmatic choice for those seeking stability and homeownership in a part of the country where your dollar still builds significant wealth.
📊 Real Monthly Cost: The Relocation Analyst's Estimate
Duncan is a champion of low-barrier living. A single professional needs just $2,050 per month, while a family of four lives comfortably on $4,150. Oklahoma’s 4.75% tax is mid-tier, but the cost of local services, groceries, and fuel—often 18% below the national average—provides incredible monthly liquidity.
🏠 Housing Reality: Massive Southern Value
The 2026 housing market is one of the most accessible in the nation. Typical home values sit at $175,000, often buying renovated brick homes on multi-acre or large suburban lots. Rental inventory is utilitarian but affordable, with clean 2-bedrooms averaging $1,150. It is a market that rewards those who prioritize square footage and equity over trendy urban aesthetics.
⚠️ Hidden Trade-Offs: The Energy Cycle
The primary trade-off is the economic concentration. Duncan's fortunes are inextricably linked to the energy sector; when oil is down, the town feels it. Additionally, the retail and cultural scene is limited to the local basics—a trip to Oklahoma City is required for high-end shopping or national-tier entertainment.
🏆 Final Relocation Verdict
Move here if: You are an energy professional, a manufacturing devotee, or someone seeking the absolute lowest entry point for large-lot homeownership in the South.
Avoid this city if: You require a recession-resistant 'diverse' job market or crave high-density urban energy.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Duncan with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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Calculator Disclaimer
The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.