Cost of Living in Derry, NH (2026) – Salary Needed & Budget Calculator
Thinking about moving to Derry? Use this 2026 Derry cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
You have very little buffer for savings or emergencies. A frugal lifestyle may be required.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,850.00 |
| Utilities | $285.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $258.50 |
| Total Estimated Costs | $3,593.50 |
Tax & Benefits Breakdown
Quality of Life & Environment
Local Climate
Enjoy 225 days of sunshine per year. Summer highs avg 87°F, while winter lows dip to 6°F.
Safety & Crime Rate
Derry ranks as a moderate safety zone compared to national averages for similar-sized metros.
Environmental Index
Air quality and environmental health factors in New Hampshire remain a key priority for 2026.
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Derry, NH Cost of Living Guide (2026)
Planning a move to Derry, NH in 2026 requires a clear understanding of the local cost of living and economic landscape.
🏠 2026 Housing & Rent
The rental market in Derry is competitive yet accessible. Expect to pay around $1,850 per month for a standard 1-bedroom unit. New Hampshire's housing market continues to see steady growth, making timing your move essential.
💰 Taxes and Financial Planning
In 2026, the cost of living in Derry is significantly improved by the absence of a state income tax in New Hampshire. This ensures that your gross salary goes much further than in neighboring regions with higher tax burdens.
🌟 Local Vibe & Lifestyle
Living in Derry provides access to a variety of recreational activities and a growing culinary scene. It is a city that prides itself on safety and local heritage.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Derry with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.