Cost of Living in Denver, CO (2026) – Salary Needed & Budget Calculator
Thinking about moving to Denver? Use this 2026 Denver cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.
Monthly Budget Breakdown
You have very little buffer for savings or emergencies. A frugal lifestyle may be required.
| Category | Monthly Cost |
|---|---|
| Rent (Single) | $1,900.00 |
| Utilities | $275.00 |
| Groceries | $450.00 |
| Transportation (Public) | $350.00 |
| Healthcare | $400.00 |
| Miscellaneous (10.0%) | $262.50 |
| Total Estimated Costs | $3,637.50 |
Tax & Benefits Breakdown
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Cost of Living in Denver, CO (2026)
Denver (population: 715,000, metro: 2.9 million) is the Mile High City — a booming hub at the base of the Rocky Mountains. Strong job market in tech, aerospace (Lockheed Martin), and outdoor recreation industries. Median 1-BR rent: $1,700–$2,100. Median home price: $550,000. State income tax: flat 4.4%. Outstanding outdoor lifestyle — 300 days of sunshine, world-class skiing within 90 minutes. RTD light rail connects suburbs. Growing but manageable traffic. Craft beer capital of America.
Salary Needed to Live Comfortably
In our estimation, to live a comfortable life in Denver with a buffer for savings and hobbies, you would need a gross annual salary of approximately:
This assumes you want to save at least $1,000 per month after all expenses and taxes.
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The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.