Cost of Living in Daytona Beach, FL (2026) – Salary Needed & Budget Calculator

Thinking about moving to Daytona Beach? Use this 2026 Daytona Beach cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,932.83
Estimated Expenses
$3,183.20
Monthly Remaining
$749.63
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Daytona Beach. You can save and enjoy leisure activities.

With this income, you can potentially save around $8,996 per year.
Category Monthly Cost
Rent (Single) $1,500.00
Utilities $262.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $221.20
Total Estimated Costs $3,183.20
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $0.00/mo
Benefits: $250.00/mo

Realistic Cost of Living Guide for Daytona Beach, FL

Daytona Beach provides a balanced environment where affordability meets robust career prospects, attracting multiple backgrounds.

🏠 Housing Market and Rentals

When budgeting for a move, expect a 1-bedroom unit to cost roughly $1500 monthly. Prices scale upward for homes closer to central amenities and new developments.

💰 Taxes and Economic Stability

A vital component of personal finance here involves Florida's 0% state income tax. Careful budgeting around these fiscal realities ensures long-term lifestyle stability.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Daytona Beach with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$66,931.20

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Daytona Beach's cost of living is relative. Compared to NYC or SF, it might be affordable, but compared to national averages, it ranks within average bounds.

For most residents, housing is the primary driver of the cost of living, with median rents for a 1-bedroom apartment currently around $1,500.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.