Cost of Living in Daly City, CA (2026) – Salary Needed & Budget Calculator

Thinking about moving to Daly City? Use this 2026 Daly City cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,467.83
Estimated Expenses
$4,067.60
Monthly Remaining
($599.77)
Deficit Warning
🔴 Budget Assessment

Your current salary may not cover average living costs in Daly City. Consider a cheaper neighborhood or reducing discretionary spending.

Category Monthly Cost
Rent (Single) $2,300.00
Utilities $266.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $301.60
Total Estimated Costs $4,067.60
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $465.00/mo
Benefits: $250.00/mo

2026 Cost of Living in Daly City, CA

Daly City stands out as a vibrant community that offers an exceptional quality of life and compelling job prospects in California.

🏠 Housing Market Dynamics

The real estate market is dynamic here. A 1-bedroom apartment in 2026 averages $2300. Whether you seek urban density downtown or spacious lots in the suburbs, there are diverse options available.

💰 Tax Landscape & Economy

The local economy thrives on diverse industries, helping maintain low unemployment. However, residents must plan for California's 9,3% state tax rate when budgeting their annual expenses.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Daly City with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$81,081.60

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Daly City's cost of living is relative. Compared to NYC or SF, it might be affordable, but compared to national averages, it ranks above average bounds.

For most residents, housing is the primary driver of the cost of living, with median rents for a 1-bedroom apartment currently around $2,300.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.