Cost of Living in Ashland, OH (2026) – Salary Needed & Budget Calculator

Thinking about moving to Ashland? Use this 2026 Ashland cost of living calculator to estimate rent, groceries, utilities, transportation, healthcare and taxes.

Monthly Budget Breakdown

Net Monthly Income
$3,733.33
Estimated Expenses
$2,464.90
Monthly Remaining
$1,268.43
Comfortable Buffer
🟢 Budget Assessment

Your salary provides a comfortable buffer for life in Ashland. You can save and enjoy leisure activities.

With this income, you can potentially save around $15,221 per year.
Category Monthly Cost
Rent (Single) $850.00
Utilities $259.00
Groceries $450.00
Transportation (Public) $350.00
Healthcare $400.00
Miscellaneous (10.0%) $155.90
Total Estimated Costs $2,464.90
Tax & Benefits Breakdown
Federal: $434.67/mo
FICA: $382.50/mo
State: $199.50/mo
Benefits: $250.00/mo

Quality of Life & Environment

Local Climate

Enjoy 187 days of sunshine per year. Summer highs avg 89°F, while winter lows dip to 10°F.

Safety & Crime Rate
High 73/100

Ashland ranks as a high safety zone compared to national averages for similar-sized metros.

Environmental Index

Air quality and environmental health factors in Ohio remain a key priority for 2026.

Good Air Quality

Ashland, OH Cost of Living Guide (2026)

Ashland, OH is a key location in the heart of Ohio, featuring a 2026 cost of living that balances accessibility with quality services.

🏠 2026 Housing & Rent

For those seeking a home in Ashland, the 2026 budget should account for a monthly 1-bedroom rent of roughly $850. This cost includes access to Ashland's well-maintained infrastructure and community amenities.

💰 Taxes and Financial Planning

The tax landscape for Ashland residents includes a 3.99% state income tax. Understanding this rate is crucial for determining your net income and overall quality of life in Ohio.

🌟 Local Vibe & Lifestyle

Ashland offers a balanced lifestyle with plenty of outdoor space and a business-friendly environment that continues to attract new residents in 2026.

Salary Needed to Live Comfortably

In our estimation, to live a comfortable life in Ashland with a buffer for savings and hobbies, you would need a gross annual salary of approximately:

$55,438.40

This assumes you want to save at least $1,000 per month after all expenses and taxes.

Frequently Asked Questions

Ashland's cost of living is relative. Compared to major hubs like NYC or SF, it remains more accessible. Currently, a median 1-bedroom apartment in Ashland rents for approximately $850.

Based on local 2026 data, a single professional would typically need a gross annual salary of at least $55,438 to live comfortably, allowing for savings and leisure after paying for rent, taxes, and groceries.

Ashland has a safety score of 73/100, which is considered high according to our latest 2026 neighborhood analytics.
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Calculator Disclaimer

The results provided by this calculator are estimates based on publicly available data and modeling assumptions. Actual living costs, taxes, and relocation expenses may vary depending on personal circumstances, market conditions, and local regulations. This tool is intended for informational purposes only and should not be considered financial, tax, or legal advice. Always consult a qualified professional before making financial or relocation decisions.